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Earn Unlimited 2% Cash Back

Finding the right credit card option can be complicated, from navigating interest rates to discovering hidden fees. Unlike big banks, we strive for a simple experience without all the fees. Whether you are looking for a credit card with rewards, or a card with a low rate to make it easier to pay off your balance, we’ve got you covered with an Honor Select or Select Rewards credit card!

2% Cash Back On
Every Purchase!

Rates As
Low As 12.49% APR*

No Annual Or Balance
Transfer Fees

Pay With Your Phone Using
Your Digital Wallet

APPLY NOW

Unlimited Cash Back & Rewards

Whether you’re stopping for gas, making a Starbucks and Target trip, or spending a few hours at Home Depot you earn 2% cash back for every dollar you spend! It’s that simple. No catches. No need to activate certain reward categories every few months. No limits on how many points you can earn. The more you spend, the more you earn. So, what are you waiting for?

APPLY NOW
select rewards credit card

Select Rewards Credit Card

Rates

Annual Percentage Rate (APR) for purchases, cash advances, and balance transfers

AS LOW AS

12.49% APR*

Rewards Program

  • Earn 2 reward points for every $1 spent
  • Earn up to 2% cash back on purchases
  • *NEW* Reward points can be redeemed through the Honor app with no additional login information

Features

  • No annual fee, cash advance fee, or balance transfer fee
  • Works with Apple Pay, Google Pay & Samsung Pay
  • Set up transaction alerts, turn card on/off, report card stolen in the Honor app

The Ideal Card For

  • Shoppers who are interested in earning reward points and cash back for their purchases
  • Everyday shopping
  • Members who typically pay off their balance each month

Card Benefits

  • No Annual Fees
  • No Cash Advance Fees
  • No Balance Transfer Fees
  • Create Real-time Transaction Alerts
  • Card Control
  • Report Card Stolen In The Honor App

Security & Fraud Protection

digital wallet

Shopping has never been easier with solutions like Apple Pay™, Google Pay™, and Samsung Pay™. There’s no reason to lug around a thick wallet and risk losing your credit cards. Simplify your life by making your purchases with the touch of your finger by connecting your Honor card to your phone today.

Add Your Card To Your Phone

  • Apple Pay – Use your eligible iPhone, Apple Watch, or iPad to conveniently make purchases at participating merchants.
  • Google Pay – Android users can use their phone to make payments at more than one million stores across the United States.
  • Samsung Pay – Members with eligible Samsung phones can make payments to earn reward points redeemable for instant-win opportunities and other deals.
LEARN MORE
honor credit union digital wallet

Balance Transfer

Credit cards sure are easy to use, aren’t they? Those big bank and store credit cards are quick to point out the reward points and benefits, but often bury the interest rates and fees. One day your balance is low, and the next thing you know you’re in over your head! Whether it’s the result of a shopping spree, or a large transaction, we can help ease the burden of a high interest credit card with a simple balance transfer to an Honor credit card.

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How It Works

We believe in a personalized approach at Honor Credit Union because everyone’s situation is different and we will guide you through the process of transferring your balances to an Honor credit card that suits your needs with a low interest rate so you can start knocking out those credit card balances.

What You Need To Know

  • No balance transfer fees
  • You can transfer multiple card balances
  • Honor membership not required to get started
  • Our simple & secure online form takes minutes for members & non-members
  • We'll work with you one-on-one to complete the process for the best solution

Credit Card Resources

To better help you understand credit, and credit cards, we’ve put together some helpful blog posts about credit cards, spending habits, and balance transfers. 

Card Support

We understand life happens in a hurry sometimes. In this section you will find helpful information about activating cards, international assistance, travel information, how to protect yourself from fraud, and much more!

Important Phone Numbers

  • General Card Support (including lost or stolen cards): 800.442.2800
*Collect calls are accepted

Travel Information

  • If you’re planning an international trip, keep us informed by stopping by a member center or giving our Virtual Member Center a call at 800.442.2800 to let us know to expect transactions from your desired destination.
  • Beware of blocked and sanctioned countries. For a current list of these countries check out the Office of Foreign Asset Control (OFAC) of the US Department of Treasury’s list. If the country you are visiting is on this list, ALL card activity will be blocked per the requirement from OFAC. On occasion, Honor Credit Union may block countries in addition to those listed on the OFAC list, but should there be additional countries, they would be listed here. 

Fraud Protection

  • If you suspect fraud you can turn your card off instantly from within the Honor mobile app.
  • Honor debit and credit card holders are automatically enrolled in our free card protection program. Cardholders can sign up for additional free MasterCard fraud services.
  • If we suspect fraudulent activity, the transaction will likely be declined and your account will be blocked to prevent further harmful activity. We will attempt to notify you as quickly as 30 seconds after a suspicious transaction takes place.
More Fraud Info

Credit Card FAQs

Via The Honor App
Viewing and redeeming points through the Honor App is simple and easy!

screenshots of the honor mobile app

  1. Log in to your Honor account on the Honor app
  2. Tap your Select Rewards account
  3. Tap “Redeem Points” and follow the prompts on the screen
  4. It’s that easy. From here, redeem your earned points for cash back, travel, gift cards, experiences & much more!

Via Desktop Computers

  1. Log in to online banking on a desktop computer
  2. Select your Select Rewards account
  3. Select “Redeem Points” and follow the prompts on the screen
  4. It’s that easy. From here, redeem your earned points for cash back, travel, gift cards, experiences & much more!

We have flexible options like share secured cards to help you start building credit and we offer smaller limits to get you started.

A variable interest rate is an interest rate that fluctuates over time because it is based on an underlying benchmark (Prime) interest rate that changes periodically.

You can earn 2 points for every $1 you spend with your Select Rewards Credit Card. Rewards include cash back, statement credits, gift cards, experiences, merchandise, charitable donations and more! 

VIEW REWARDS

Please call 866.678.5189

Stop by any local Honor branch or give us a call at 800.442.2800 to talk about your options.

Yes.  Just be aware of the following guidelines:

  • Simply give us a heads up before you leave by calling us at 800.442.2800 or stop by a local Honor member center so we know to expect transactions from your destination.
  • Beware of blocked and sanctioned countries. Here is a current list of those countries from the Office of Foreign Asset Control (OFAC) of the US Department of Treasury. If the country you are visiting is on this list, ALL card activity will be blocked per the requirement from OFAC. On occasion, Honor Credit Union may block countries in addition to those listed on the OFAC list, but should there be additional countries, they would be listed here.
  • While debit and credit cards are accepted in most countries, MasterCard charges foreign currency conversion fees for purchases made with their credit and debit cards, in addition to ATM cash withdrawal fees.
Copyright© 2023 Honor Credit Union. Equal Housing Opportunity. NMLS #458266. Insured By NCUA.
If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 800.442.2800 for assistance. All products and services available on this website are available at all Honor Credit Union full-service locations.

Zero Down Payment Offer

To make the process as simple as possible with our Zero Down Payment mortgage offer, we encourage you to speak with a mortgage expert so they can explain the requirements and guide you through the process!

Find An Expert Near You

Need Help? Contact us at 800.442.2800 and we will help you get started with the application process.