Business
Checking
Accounts

Three Options to help your business

We understand that as a business owner, you don’t just clock out at the end of the day. Your business is on your mind constantly. Choosing the right checking account shouldn’t be on your to do list. We offer three business checking accounts. Let our business team help you choose the account that works best for your unique business.

Free
Online Banking

Free
Debit Card

Free Transfers
& Bill Pay

Local Experts
Ready To Help

Compare Checking Accounts

Free Business

One of our local business experts can help you
open a checking account

Accelerate Business

Business Advantage

Get Started

One of our local business experts will help you from start to finish.

Accelerate Business Checking

Our Accelerate Business Checking is the ideal account for both businesses large and small that are looking to earn a substantial rate of interest on their everyday balance. By meeting a few basic monthly requirements, you’ll be putting more money back into your business.

Earn 1.00% APY* On
Avg. Daily Balance

Free
Online Banking

Free
Debit Card

Free Transfers
& Bill Pay

One of our local business experts can help you
open a checking account

Interest Earnings Calculator

Use this calculator to determine how much interest you will earn each month, or after one year, based on your average daily balance.¹

*$25 minimum opening deposit required. 1.00% APY earned on balances of up to $100,000.00. Requires e-Statements, minimum of five incoming or outgoing ACH transactions and minimum one monthly online banking login per month to earn 1.00% APY. If any of the monthly requirements are failed to be met, monthly interest for that period will not be accrued. One account per business member. Fees may reduce earnings. Annual Percentage Yield (APY) as of 02/24/2020; Rate is variable and may change after account is opened. Insured By NCUA. ¹Interactive calculators are available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Business Advantage Checking

With a Business Advantage Checking account, you will earn interest on your average daily balance. You won’t pay any annual fees, and you have 24/7 access to online banking and free automatic transfers and bill pay. By meeting a few basic monthly requirements, you’ll be putting more money back into your business.

Interest-Bearing
Account

Free
Online Banking

Free
Debit Card

Free Transfers
& Bill Pay

One of our local business experts can help you
open a checking account

Business Advantage Checking Account Rates

Amount Interest Rate APY*
$2,500.00 - $9,999.99 0.050% 0.05%
$10,000.00 - $24,999.99 0.100% 0.10%
$25,000.00 - $49,999.99 0.150% 0.15%
$50,000.00 - $99,999.99 0.200% 0.20%
$100,000.00 - $249,999.99 0.250% 0.25%
$250,000.00 + 0.300% 0.30%
Rates accurate as of Oct 14, 2024
*APY = Annual Percentage Yield. $25 minimum opening deposit required. Rates are variable and subject to change without notice after account is opened. Fees can reduce earnings. Federally insured by NCUA.

Business Debit Cards

Utilize a debit card with either of our business checking account solutions to access your money where and when you need it.

Business Checking FAQs

  • Beneficial Ownership is a rule from the Financial Crimes Enforcement Network (FinCEN), under the Bank Secrecy Act, which requires all covered financial institutions to collect and verify from certain non-exempt legal entities specific information about the beneficial owners of the entity at the time a new account is opened. The intent of the Beneficial Ownership Rule is to assist authorities in counteracting money laundering, tax evasion, and other financial crimes.
  • FinCEN requires all financial institutions to begin collecting the required information for new accounts opened no later than May 11, 2018.

Yes, you can have up to 9 checking accounts under your EIN or SSN.

Yes, we do! Please contact our Business Team for more information about Public Funds options.

Zero Down Payment Offer

To make the process as simple as possible with our Zero Down Payment mortgage offer, we encourage you to speak with a mortgage expert so they can explain the requirements and guide you through the process!

Find An Expert Near You

Need Help? Contact us at 800.442.2800 and we will help you get started with the application process.