Savings & Checking Accounts

We offer kids 17 and younger free youth savings and youth checking accounts. Our goal is to teach our youngest members how to manage their money. As they get older they can use our helpful tools, like online banking to monitor transactions, the Honor mobile app to deposit checks, and more!

Enjoy Many
Account Perks

Develop Lasting
Financial Habits

No Fees Or
Minimum Balances

Parents Can Be
Joint Account Owners

Youth Savings Accounts

Special Savings

Free Online
Banking Access

No Fees Or
Minmum Balances

Start Saving Early
For Future Goals



Youth Checking Accounts

Two Free
Account Options

Free MasterCard®
Debit Card

Parents Can Easily
Control Account Activity

Easily Transfer Or Send
Money To Anyone

group of friends sitting at table talking


Helpful Tools

The need to manage money on the go becomes more important as you get older, and as life gets busier. Honor has the tools to help kids get comfortable with technology, and feel confident managing their money online. And, since parents or guardians, are joint account owners, it’s a controlled environment. 


Introduce kids to online banking while parents monitor things as joint account owners.

Honor Mobile

A great way for young device users to keep track of balances, transfer money, and more!

Mobile Check

Cash birthday checks & all paper checks from the comfort of home in the Honor app.


Think Venmo, but more secure. It's an easy way to pay for school activities & other things.

Frequently Asked Questions

Honor’s online banking and mobile app have a See/Jump feature built in that allows parents/guardians access to the youth accounts.

This feature allows you to:

  • See: Monitor balances, transaction activity, account summaries, etc.
  • Jump: Gives parents/guardians the ability to log into their child’s accounts. They can make transfers, change preferences, and do almost anything else, except apply for a loan.

To sign up for See/Jump, please call or text 800.442.2800, or visit a local Honor member center.
(Note: Parents/guardians must be joint owners of the youth’s account(s) for permission to be granted access.)

Yes, a minor that is at least 13 years old with an Honor checking account will receive a debit card.

Yes, in EXTREME circumstances a minor between the ages of 13-17 can open a checking account on their own. We understand a minor may not have a responsible adult in their life. We will review those circumstances on a case-by-case basis and work with the member to set them up for success!

No. Minors cannot use Courtesy Pay with their checking accounts.

We cannot legally go after the minor for any funds. If there is an adult on the account, we will try to reach out to them to retrieve the funds.

Only the minor’s social security number is needed to open the initial Youth Savings Account. The parent/guardian social security number is needed to link the two accounts.

image of three stick figure children jumping on a blue background

Open A Youth Account


Simply stop by a local member center with a parent or legal guardian!


With the help of a parent or legal guardian, youth accounts can be opened online.*

*For verification purposes, the adult joint owner of all youth accounts opened online will be required to go through a short video chat to complete the membership application.

image of three stick figure children jumping on a blue background

Open A Youth Checking Account Online

Members who are at least 13 years old, and already have an Honor savings account can have their parent or legal guardian help them open a checking account within online banking or the Honor mobile app.

  1. Log in to online banking
  2. Click New Accounts in the top menu bar
  3. Click the “Share Rate Board” button under Open a New Savings section
  4. Select Benefits Checking or Connect Checking
  1. Download & log in to the Honor app
  2. Tap More in the lower right
  3. Tap New Accounts
  4. Select Benefits Checking or Connect Checking

Zero Down Payment Offer

To make the process as simple as possible with our Zero Down Payment mortgage offer, we encourage you to speak with a mortgage expert so they can explain the requirements and guide you through the process!

Find An Expert Near You

Need Help? Contact us at 800.442.2800 and we will help you get started with the application process.