Child Savings Accounts


We are committed to equipping tomorrow’s leaders with the tools that they will need to be financially successful. That’s why we support the kids in the communities we serve with child savings accounts and Student Credit Unions. Our goal is to teach our youngest members how to manage their money.

Benefits Of Starting Early

*2016 T. Rowe Price Survey

Start Small. Save Big.

Opening a Youth Account Is Easy!

  • Age Requirement: Must be under 18 years old
  • No minimum balance fee
  • 0.25% rate increase on CDs

Youth Accounts Club

  • Providing real life financial experience for members 0-17 years old
  • Many basic services provided, while ensuring parental guidance where needed


Our Student Credit Union program is a great way for students to increase their financial literacy, and gain valuable work experience. Our program allows for students to run an actual credit union location in their school, which provides a convenient banking location for both students and staff, all while students gain a wide range of experience. It also provides a convenient location for both students and staff to make deposits into their Honor Credit Union account.


Tiger Treasures SCU (West Ward Elementary)
Open Every Other Tuesday 7:30am – 8:05am

Star SCU (North Ward Elementary)
Open Every Other Friday 2:15pm – 2:45pm


Little Vikings SCU (South Walnut Elementary)
Open Wednesdays 7:30am – 8:00am

Berrien Springs

Shamrock SCU (Sylvester Elementary)
Open First and Third Wednesdays of Every Month 8:00am – 8:45am


Buchanan Bucks SCU (Moccasin Elementary)
Open Every Other Tuesday, 8:20am – 8:45am

Eau Claire

Beavers SCU (Eau Claire Middle/High School)
Open Thursdays 11:23am – 12:48pm


Chieftain SCU (Dowagiac Middle School)
Open Tuesdays 11:00am – 12:35pm


Raider Pride SCU (Davis Elementary)
Open Tuesdays 11:15am – 12:40pm


Mini Modeltowner SCU (Gilbert Elementary)
Open Every Other Thursday 8:00am – 8:25am


Hematite SCU (Birchview Elementary)
Open Every Other Wednesday 8:00 – 8:30am

Paw Paw

Paw Paw Pride SCU (Paw Paw Later Elementary)
Open Every Other Wednesday 8:15am – 8:45am


River School SCU (River School)
Open Every Other Tuesday 2:30pm – 3:00pm

St. Joseph

Brown Bear SCU (Brown Elementary)
Open Fridays 8:00am – 8:30am

Lincoln Bear SCU (Lincoln Elementary)
Open Thursdays 8:00am – 8:30am

Upton Bears SCU (Upton Middle School)
Open Tuesdays 11:00am – 12:30pm


Students First SCU (Roosevelt Elementary)
Open Thursdays 8:10am – 8:25am

SuperStar SCU (Hollywood Elementary)
Open Thursdays 8:10am – 8:25am

Star Students SCU (Stewart Elementary)
Open Tuesdays 8:00 – 8:30am

What Schools Are Saying

How To Start A Student Credit Union

It only takes a phone call! Whether you just want some additional information, or you’re ready to start a Student Credit Union as soon as possible, simply give us a call and we will assist you every step of the way. We hope to hear from you soon!

Halee Niemi
800.442.2800 ext. 9501