Low Rates & Flexible Terms

With low rates, terms up to 60 months and no application fees, an Honor Credit Union personal loan can come to the rescue, whether it’s for an emergency, school expenses, a vacation, auto repair, or just life in general.  A personal loan has a fixed rate over a predetermined period of time. We can help determine what personal loan is right for you! Stop by a local member center, or apply online 24/7!

Competitive Rates As Low
As 11.99% APR*

No Application Or Loan Origination Fees

Flexible Loan Terms
Up To 60 Months

Pay Faster With No
Pre-Payment Penalties

Debt Consolidation

One of the best ways to use a personal loan is to consolidate high-interest credit card debt. Some credit cards have interest rates at 20 percent or higher. While a personal loan still comes with interest, it is a great way to knock out a large credit card balance.

Three-Year Savings Example

Let’s say you have a $10,000 balance on one of those big bank credit cards. Here’s how an Honor Personal Loan could save you over $1,500 in three years.

Personal Loan Rates

Personal Loan Rates

Term Rates as low as
Up to 24 months 11.99% APR*
Up to 36 months 12.99% APR*
Up to 48 months 13.49% APR*
Up to 60 months** 14.49% APR*
Rates accurate as of Jun 21, 2024
*APR = Annual Percentage Rate. **Minimum loan amount for 60-month term is $10,000.

Payment Example: $5,000 at 11.99% APR for 36 months equals $166.05.

Personal Loan Calculator

Need Quick Cash?

Maybe your car unexpectedly broke down, or you just need a little extra cash for some expenses that can’t wait until your next pay day. Our Jump Start Loans and Single Payment Notes are great options to borrow money you know you can pay off in the near future.

Jump Start Loan

Our Jump Start Loan is a quick, smart and affordable answer to your payday loan needs.  You’ll enjoy the same benefits as most traditional Payday lenders while receiving better interest rates, and an extra savings benefit at the end of the loan term. 

Single Payment Note

A perfect short term loan option, Single Payment Notes are for 90-day periods and are terrific for that special project that has a definite, verifiable way to be repaid. You can renew them, but you must convert it to a regular loan with monthly payments if you don’t pay it off immediately.

Ready to Apply?

Because these loans are more personalized to your unique situation, we ask that you give us a call at 800.442.2800, or stop by a local member center to start the application process.

Credit Repair Loan

If you have less-than-stellar credit you can still get a loan to help you through a tough situation. A Share or CD Secured Loan might be the perfect option for you. They are good ways to either build credit, or borrow for a lower interest rate if you don’t want to deplete your assets.

Share Loan

If you have investments with Honor Credit Union, this loan may be for you. If an expense comes up, this loan will provide you a solution using your savings as collateral so you don’t have to touch your hard-earned investment. Keep in mind, the loan can’t exceed the amount of your share account.

CD Secured Loan

Similar to the Share Loan, the CD Secured Loan uses your CD as collateral for the loan. Also providing a solution for that expense without withdrawing from your CD, this loan can’t be more than the CD value and it matures the same day the CD matures.

Payment Assistance

We know that life take can take unexpected turns you just can’t budget for, from employment changes to medical emergencies. We want to be by your side throughout your journey, good or bad, so we have several payment assistance options to help you when times get tough.

Skip A Payment

Holiday shopping, unexpected life events, and other personal situations can leave your account balance a little short when it’s time to make a loan payment. Our Skip-A-Pay program helps you navigate those times.

Financial Planning

Our financial wellness partner at GreenPath Financial will work with you on-on-one to evaluate your situation, put a budget in place, establish a payment plan, and help you get back to achieving your financial goals!

Zero Down Payment Offer

To make the process as simple as possible with our Zero Down Payment mortgage offer, we encourage you to speak with a mortgage expert so they can explain the requirements and guide you through the process!

Find An Expert Near You

Need Help? Contact us at 800.442.2800 and we will help you get started with the application process.