Our Mortgage Team
a local expert can Help You Buy a Home
One of the many great benefits of working with Honor to buy a house is that our lenders are local across all of our markets in Southwest Michigan and in the Upper Peninsula. They live and work in the area you are looking to buy a house in. Honor offers a full line of home loan products and we have a local lender to help you understand them all and guide you through the buying process.
*Please Note: To take advantage of our Zero Down Payment mortgage offer, see below.
Zero Down Payment, 100% Yours!*
If you’re thinking about buying a house or refinancing an existing mortgage, don’t let the often dreaded down payment scare you. We have a solution for you! Right now, you can enjoy No Down Payment, and No Private Mortgage Insurance (PMI) requirement when you buy or refinance a home! With interest rates at a low point, it’s an opportune time. Get started today!
Who It’s For
- Members or non-members looking to buy a home
- Members or non-members looking to refinance a mortgage
How it Works
- Start by contacting one of our local mortgage experts listed below.
- We will work with you one-on-one from start to finish to make sure you receive the best rate and understand every step of the process.
*Offer valid on purchases and refinances of primary residences only. Max loan amount is $510,400. Members with at least (1) direct deposit into Honor checking account per month qualify for 0.25% rate discount. Subject to credit approval. Rates, terms and conditions subject to change and may vary based on credit worthiness, qualifications and collateral conditions. Offer cannot be combined with any other discounts or promotions. Current Honor mortgages not eligible for refinance. Limited-time offer. Equal Housing Opportunity. Insured By NCUA.
Battle Creek Area
Find a knowledgeable mortgage expert to help you buy a house in the greater Battle Creek and Coldwater communities.
Stacey Donner
Lending Area: Branch County, and surrounding areas
Main Office: Coldwater Member Center
Email: sdonner@honorcu.com
Facebook: Connect with Stacey
Stacey has over five years of experience in the credit union industry and is an experienced mortgage lender. She enjoys working with members at all points in their home buying journey. Her goal is to assist members in reaching their goal of purchasing their first home or their dream home!
Stacey prides herself on being fast and efficient while providing great member service. She is knowledgeable in all home loans Honor Credit Union offers, but specializes in FHA and RD loans.
Outside of work, Stacey loves to spend time with her husband and son. They enjoy spending time at Lake Michigan and attending Michigan State football games.
Mary Ann Evans
Lending Area: Battle Creek community, and surrounding areas
Main Office: Battle Creek Urbandale Member Center
Email: mevans@honorcu.com
Mary Ann has four years of experience in the mortgage lending industry. One of the many things she likes about her job is helping members overcome the challenges associated with becoming qualified to purchase a home. Mary Ann is a conversation starter and loves to chat with members to hear their specific needs and goals for homeownership.
Mary Ann is knowledgeable in all of Honor Credit Union’s home loan types, but she finds a certain satisfaction when working with members to consolidate debt to help them reach their goal of owning a home.
Outside of work, Mary Ann enjoys relaxing, whether it’s crocheting or playing cards. She also likes to get outside and go kayaking.
Kalamazoo Area
We have a team of mortgage experts ready to help you buy a house in the greater Kalamazoo, Portage, Mattawan, Paw Paw, and Decatur communities.
Terri Loud
Lending Area: Portage area, and some parts of Kalamazoo
Main Office: Portage Member Center
Email: tloud@honorcu.com
Terri has close to 30 years of experience in the mortgage lending industry. Her favorite part of being involved with mortgages is meeting with people and helping them with the process.
The home loan process can be difficult and stressful for some people, but Terri prides herself on being relentless to help a borrower achieve their dream of owning a home and she won’t stop until she is able to provide a solution!
Terri is knowledgeable in all home loan types Honor Credit Union offers. Her favorite loan is the best one that fits a borrower’s needs.
Outside of work, Terri enjoys a round of golf on a nice warm day. She also enjoys spending time working in her yard.
Nita Snyder
Lending Area: Kalamazoo, Plainwell, Otsego, Allegan
Main Office: Kalamazoo Member Center
Email: nsnyder@honorcu.com
Facebook: Connect with Nita
Nita has over 13 years of experience in the financial industry and five years of experience with mortgages. The most rewarding part of her job is seeing the excitement on the face of a new homeowner after helping them through the process. She said it is also gratifying to help current homeowners lower their interest rate to get them in a better financial position.
Nita prides herself on being honest and up-front with members. She likes to set expectations with the member to let them know what she needs and what they can expect. She provides members with a tentative timeline of events for the mortgage process and she communicates with them throughout the process.
She is versed in all home loan types Honor Credit Union offers, although she seems to have a knack for working with FHA loans and first-time home buyers because of her attention to detail.
Outside of work, Nita enjoys spending time with her husband and their three kids. Nita is an active volunteer with a local Autism group and with Cub Scouts.
Greg Toliver
Lending Area: Mattawan, Paw Paw, Decatur areas
Main Office: Virtual Member Center
Email: gtoliver@honorcu.com
Greg has been in the mortgage lending industry since 2016. The thing he likes most about his job is being able to help members fulfill their dream of owning their first home or purchasing their dream home.
One of Greg’s strengths is his relentlessness to find ways to put a mortgage together for members no matter their financial situation. For borrowers who need help in the qualifying process, Greg likes to work with them to put together a list of things that will help them reach their goal of homeownership.
Greg is knowledgeable in all home loan types Honor Credit Union offers. Whether it’s a conventional home loan, an FHA loan, RD, or portfolio loan, Greg is going to work hard to find the best match for a member.
Outside of work, Greg is an active hunter, a golfer, and a baseball coach. When he finds time to sit down and relax he enjoys playing the guitar.
Lakeshore Area
Find a local mortgage expert to help you buy a house in the St. Joseph, Stevensville, Benton Harbor, and South Haven areas.
Matt Nordberg
Lending Area: Greater St. Joseph area
Main Office: St. Joseph Member Center
Email: mnordberg@honorcu.com
Facebook: Connect with Matt
Matt has seven years of experience in the mortgage lending industry. He loves getting to know members and finding a home loan product that fits their specific needs because it will ultimately help them fulfill their dream of owning a home.
Matt doesn’t shy away from long work days to find a solution for a potential borrower. He is accessible day and night during the week and on weekends to answer questions members or realtors might have. He has a degree in finance, so he is comfortable crunching numbers to help a member avoid any surprises.
He is knowledgeable in all home loan types Honor Credit Union offers. He particularly enjoys working with first-time home buyers because he enjoys seeing the excitement on their faces when they close on their first home.
Outside of work, Matt enjoys spending time with his wife and family. He also loves to get out and golf whenever he has the chance.
Southwest Area
A local mortgage expert is ready to help you buy a house in the Berrien Springs, Niles, and Dowagiac communities.
Chad Jankoviak
Lending Area: Buchanan, Dowagiac, and Niles areas
Main Office: Niles Member Center
Email: cjankoviak@honorcu.com
Chad has been in the mortgage lending industry since 2014. Before that, he spent three years as a realtor, which helps him better understand the needs of a borrower and the challenges they may be facing. His favorite part of the process is sitting at the table signing the closing paperwork and seeing the smiling member. Chad enjoys seeing the hard work pay off as a borrower receives their house keys.
Chad is an active listener. He makes it a point to understand the challenges a member might be facing and works to solve those problems. Chad is knowledgeable in all home loan types Honor Credit Union offers and is comfortable talking about all of them.
Outside of work, Chad enjoys spending time with his wife and two children. Their family loves finding new and exciting things to do.
Josh Manwarren
Lending Area: Greater Berrien Springs and Stevensville areas
Main Office: Berrien Springs Member Center
Email: jmanwarren@honorcu.com
Josh has been in the financial industry since 2017. He has a wide range of expertise, including helping teenagers that just graduated from high school start building credit, assisting people consolidate debt to lower their monthly payments, and helping members buy their dream home, or refinance their current home.
He is passionate about helping people save money and make good financial decisions. Josh prides himself on taking the time to ensure members are comfortable with every decision in the homebuying journey. “To me, it’s more than just working on home loans. It’s about being someone reliable that you can call or text anytime with questions or concerns.”
Outside of work, Josh enjoys spending time with his wife and two daughters. They enjoy going to the beach or doing other “girl dad” things. Disc golf is Josh’s favorite hobby, but he also enjoys football, basketball, and most other sports.
Upper Peninsula Area
Our mortgage team is ready to help you buy a house in the greater Marquette, Negaunee, and Gwinn communities.
Adam Carpenter
Lending Area: Adam serves all of Honor’s northern communities, including Marquette, Negaunee, and Gwinn.
Main Office: Negaunee Member Center
Email: acarpenter@honorcu.com
Facebook: Connect with Adam
Adam has more than 10 years of experience in the mortgage lending industry. He has a vast knowledge of all home loan types that Honor Credit Union offers. Adam enjoys working with home buyers and helping them finance the home of their dreams.
He also enjoys working with current homeowners to evaluate their finances to potentially save them money by refinancing. Adam is organized, dependable, a good communicator, and maybe most importantly, he’s a good listener who wants to hear how he can help you purchase your dream home!
Outside of work, Adam is heavily involved in hockey. He coaches both of his sons’ teams and still plays hockey in a men’s league. He is a big family man and enjoys traveling.
Other Areas / Online Applications
Our team of mortgage experts is ready to help you buy a house no matter where you live in the state of Michigan!
Anton Lockett
(Photo coming soon!)
Lending Area: Anton’s primary focus will be online applications, and he will assist with other coverage areas
Main Office: Virtual Member Center
Email: alockett@honorcu.com
Anton has been in the financial industry for over seven years. His approach to working with members to make sure they leave with a smile on their face.
Anton is knowledgeable in all home loan types Honor Credit Union offers, whether it’s a conventional home loan, an FHA loan, RD, or portfolio loan.
Outside of work, Anton stays busy running his own business. In his free time he enjoys barbecuing. He is an avid sports fan, with his favorite teams being the Philadelphia Eagles, Chicago Bulls, and St. Louis Cardinals.
Greg Toliver
Lending Area: Mattawan, Paw Paw, Decatur areas, as well as online applications
Main Office: Virtual Member Center
Email: gtoliver@honorcu.com
Facebook: Connect with Greg
Greg has been in the mortgage lending industry since 2016. The thing he likes most about his job is being able to help members fulfill their dream of owning their first home or purchasing their dream home.
One of Greg’s strengths is his relentlessness to find ways to put a mortgage together for members no matter their financial situation. For borrowers who need help in the qualifying process, Greg likes to work with them to put together a list of things that will help them reach their goal of homeownership.
Greg is knowledgeable in all home loan types Honor Credit Union offers. Whether it’s a conventional home loan, an FHA loan, RD, or portfolio loan, Greg is going to work hard to find the best match for a member.
Outside of work, Greg is an active hunter, a golfer, and a baseball coach. When he finds time to sit down and relax he enjoys playing the guitar.
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