Savings Rates
Shares Savings Rates
| Share Savings AccountsEffective Date: Nov 27, 2020 | ||
| Type | Interest Rate | APY* |
| Share Savings(for balances on $5.00 or more) | 0.01% | 0.01% |
| Christmas Savings | 0.01% | 0.01% |
| Vacation Savings | 0.01% | 0.01% |
| Health Savings (HSA) | 0.25% | 0.25% |
| All youth under the age of 18 will receive an additional 0.25% APY to the stated rates unless otherwise noted.*APY = Annual Percentage Yield. Rates are variable and subject to change without notice after account is opened. Fees can reduce earnings. Federally insured by NCUA. | ||
Certificate of Deposit Rates
| Share, Traditional IRA, Roth IRA, HSA^ & Coverdell Education Savings Account Certificates Effective Date: Nov 27, 2020 | |||
| Term | Interest Rate | APY* | |
| 3 months1 | 0.10% | 0.10% | |
| 6 months1 | 0.10% | 0.10% | |
| 9 months1 | 0.20% | 0.20% | |
| 12 months1 | 0.300% | 0.30% | |
| 18 months1 | 0.349% | 0.35% | |
| 24 months1 | 0.399% | 0.40% | |
| 30 months1 | 0.449% | 0.45% | |
| 36 months1 | 0.499% | 0.50% | |
| 48 months1 | 0.598% | 0.60% | |
| 60 months1 | 0.698% | 0.70% | |
| 12 month Add-On2^ | 0.349% | 0.35% | |
| All youth under the age of 18 will receive an additional 0.25% APY to the stated rates unless otherwise noted. A penalty fee may be imposed if you withdrawal funds prior to the maturity date.1 Rate Protector allows a one time rate adjustment for 3-36 month term CDs and a two time rate adjustment for 37-60 month term CDs with no penalties or fees. 2^ 12 month add-on not eligible for additional 0.25% APY youth rate bump or rate protector adjustment. HSA CD only available on the 12-month add-on CD rate and term. Contact a member service representative to open an HSA CD. *APY = Annual Percentage Yield. ** Minimum (1) direct deposit or active checking (8+ debit card transactions) per month is required to receive above stated rates. Rate Protector and Youth 0.25% APY rate bump are valid on CD Specials. | |||
| Surge Money Market AccountEffective Date: Nov 27, 2020 | ||
| Amount | Interest Rate | APY* |
| $1.00 - $2,500.00 | 1.982% | 2.00% |
| $2,500.01 - $5,000.00 | 0.499% | 0.50% |
| $5,000.01 - $10,000.00 | 0.250% | 0.25% |
| $10,000.01 - $50,000.00 | 0.150% | 0.15% |
| $50,000.01 + | 0.100% | 0.10% |
| *APY = Annual Percentage Yield. | ||
| Momentum Money Market Accounts Effective Date: Nov 27, 2020 | ||
| Amount | Interest Rate | APY* |
| $5,000.00 - $49,999.99 | 0.150% | 0.15% |
| $50,000.00 - $99,999.99 | 0.250% | 0.25% |
| $100,000.00 - $249,999.99 | 0.300% | 0.30% |
| $250,000.00 - $499,999.99 | 0.349% | 0.35% |
| $500,000.00 - $1,000,000.00 | 0.349% | 0.35% |
| *APY = Annual Percentage Yield. | ||
Benefits Checking Rates
| Benefits CheckingEffective Date: Nov 27, 2020 | ||
| Amount | Interest Rate | APY* |
| $0.01 - $10,000.00 | 2.959% | 3.00% |
| *APY = Annual Percentage Yield. $25 minimum deposit required. 3% APY earned on balances of up to $10,000.00. ATM foreign surcharge fees will be refunded monthly up to $20/month. Requires e-Statements, Direct Deposit, at least 12 debit card transactions that clear your account as signature-based debit transactions per month (note that Honor posts transactions based on how they are received from merchants) and minimum 1 monthly online banking login to earn 3% APY. Members not meeting requirements will not earn ATM foreign surcharge fee refunds. No free checks offered on this account. One account per Member. Annual Percentage Yield (APY) as of 01/01/17; Rate is variable and may change after account is opened. Federally insured by NCUA. | ||
IRA Rates
| Traditional IRA, Roth IRA, Coverdell Education Savings AccountEffective Date: Nov 27, 2020 | |
| Interest Rate | APY* |
| 0.20% | 0.20% |
| *APY = Annual Percentage Yield. | |
*APY = Annual Percentage Yield. Rates are variable and subject to change without notice after account is opened. Fees can reduce earnings. Insured by NCUA.
