Savings
Rates

Shares Savings Rates

Savings Account Rates

Type Interest Rate APY*
Share Savings(for balances on $5.00 or more) 0.01% 0.01%
Christmas Savings 0.01% 0.01%
Vacation Savings 0.01% 0.01%
Health Savings (HSA) 0.25% 0.25%
Rates accurate as of Jul 15, 2024
All youth under the age of 18 will receive an additional 0.25% APY to the stated rates unless otherwise noted.*APY = Annual Percentage Yield. Rates are variable and subject to change without notice after account is opened. Fees can reduce earnings. Federally insured by NCUA.

Certificate of Deposit Rates

Share, Traditional IRA, Roth IRA, HSA,^ Coverdell Education & Jumbo Certificate Rates

Minimum opening deposit for Jumbo CDs is $100,000.00. Minimum opening deposit for all other CDs is $50.00 unless otherwise noted below.

Term Interest Rate APY*
3 months1 0.499% 0.50%
6 months1 1.243% 1.25%
9 months1 1.243% 1.25%
12 months1 1.490% 1.50%
13 month special offer4 5.004% 5.120%
13 month special offer5 4.621% 4.720%
18 months1 1.490% 1.50%
24 months1 1.588% 1.60%
30 months1 1.588% 1.60%
36 months1 1.933% 1.95%
48 months1 2.031% 2.05%
60 months1 2.129% 2.15%
12 month Add-On2^ 1.490% 1.50%
Jumbo 12 months3 1.736% 1.75%
Jumbo 24 months3 1.834% 1.85%
Jumbo 36 months3 2.178% 2.20%
Jumbo 48 months3 2.276% 2.30%
Jumbo 60 months3 2.374% 2.40%
Rates accurate as of Jul 15, 2024
All youth under the age of 18 will receive an additional 0.25% APY to the stated rates unless otherwise noted. A penalty fee may be imposed if you withdrawal funds prior to the maturity date. Insured by NCUA. *APY= Annual Percentage Yield. 1Rate Protector allows a one time rate adjustment for 3-36 month term CDs and a two time rate adjustment for 37-60 month term CDs with no penalties or fees. 2^12 month add-on not eligible for additional 0.25% APY youth rate bump or rate protector adjustment. 12-month add-on CD not eligible for IRA CD's. HSA CD only available on the 12-month add-on CD rate and term. Contact a member service representative to open an HSA CD. 3Jumbo CD not available for Coverdell Education Savings Accounts. 4To receive the above stated 13-month term at 5.12% APY, 13-month CD must be opened with a minimum balance of $5,000 and be funded solely in new money (funds currently held at another financial institution), or have an “active” checking account (averages 8+ deposits or withdrawals per month in/out of Honor checking account). Unless “active” checking is present, existing funds at Honor CU cannot be combined with new money. 5To receive the above stated 13-month term at 4.72% APY, 13-month CD must be opened with a minimum balance of $5,000. Early withdrawal penalty is 120 days of interest for both promotional terms. Neither CD special is eligible for rate protector benefit, a one-time rate bump over the course of the term. Both 13-month CD terms will renew at standard 12-month term upon maturity. Limited time offer. Rates subject to change without notice. Insured by NCUA.

Money Market Rates

Amplify Money Market Rate

Amnt Base Rate Base APY* Bonus Rate Bonus APY**
$0.01 and up 0.50% 0.50% 3.44% 3.50%
Rates accurate as of Jul 15, 2024
*APY = Annual Percentage Yield. Rates accurate as of 9/1/23. $0.01 minimum deposit required to earn the base dividend of 0.50% APY. **An additional bonus dividend of 3.00% APY requires at least 1 cleared credit card transaction per month on a Select Credit Card or Select Rewards Credit Card account AND at least 1 cleared signature-based debit card transaction(s) per month (PIN-based transactions not eligible) on a Benefits Checking, Connect Checking or Simplified Checking account – please note that Honor posts transactions based on how they are received from merchants. Accounts meeting both of the qualifying requirements will earn a total dividend of 3.50% APY. Rates are variable and subject to change without notice. Insured by NCUA.

Surge Money Market Rates

Amount Interest Rate APY*
$1.00 - $2,500.00 1.982% 2.00%
$2,500.01 - $5,000.00 0.995% 1.00%
$5,000.01 - $10,000.00 0.500% 0.50%
$10,000.01 - $50,000.00 0.250% 0.25%
$50,000.01 + 0.150% 0.15%
Rates accurate as of Jul 15, 2024
*APY= Annual Percentage Yield. No minimum balance required to open Surge Money Market. Interest will be paid monthly on balances within each tier and in a blended fashion. The Surge Money Market is a variable rate share product with no set term. Limit one Surge Money Market Account per membership. Rates subject to change.

Momentum Money Market Rates

Amount Interest Rate APY*
$2,500.00 - $49,999.99 0.150% 0.15%
$50,000.00 - $99,999.99 0.30% 0.30%
$100,000.00 - $249,999.99 0.60% 0.60%
$250,000.00 - $499,999.99 0.80% 0.80%
$500,000.00 + 0.99% 1.00%
Rates accurate as of Jul 15, 2024
*APY= Annual Percentage Yield. Rates are variable and subject to change without notice after account is opened. By federal regulation, some restrictions may apply.

Benefits Checking Rates

Benefits Checking Account Rates

Amount Interest Rate APY*
$0.01 - $10,000.00 3.93% 4.00%
Rates accurate as of Jul 15, 2024
*APY = Annual Percentage Yield. $25 minimum deposit required. 4% APY earned on balances of up to $10,000.00. ATM foreign surcharge fees will be refunded monthly up to $20/month. Requires e-Statements, Direct Deposit, at least 12 debit card transactions that clear your account as signature-based debit transactions per month (note that Honor posts transactions based on how they are received from merchants) and minimum 1 monthly online banking login to earn 3% APY. Members not meeting requirements will not earn ATM foreign surcharge fee refunds. No free checks offered on this account. One account per Member. Annual Percentage Yield (APY) as of 09/01/23; Rate is variable and may change after account is opened. Federally insured by NCUA.

IRA Rates

Traditional IRA, Roth IRA, Coverdell Education Savings Account Rates

Interest Rate APY*
0.20% 0.20%
Rates accurate as of Jul 15, 2024
*APY = Annual Percentage Yield.

*APY = Annual Percentage Yield. Rates are variable and subject to change without notice after account is opened. Fees can reduce earnings. Insured by NCUA.

Zero Down Payment Offer

To make the process as simple as possible with our Zero Down Payment mortgage offer, we encourage you to speak with a mortgage expert so they can explain the requirements and guide you through the process!

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Need Help? Contact us at 800.442.2800 and we will help you get started with the application process.