5 Best Practices To Protect Yourself From Fraud

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Fraud can happen to anyone at any time. With the anticipation of the third government Stimulus Payment on the horizon, and with tax season in full swing, we want to make sure you’re prepared and you know what to do if and when fraud crosses your path. The best way to protect yourself from fraud is knowing what signs to look for and what to do to protect your personal information.

Don't Trust Every Call, Text, Or Email You Receive!

If you receive a call or text from an unknown number or even a number you know and trust, be on alert with the questions you’re being asked.

Fraudsters and bad actors are known for mimicking numbers you know and trust and asking the right questions to gain access to your bank account or personal information.

Always remember, Honor team members will NEVER ask you for your:

  • Full debit or credit card number,
  • Usernames or any account passwords
  • PIN number
  • Codeword
  • Security questions with answers

If you receive a call asking you for any of this information, hang up immediately and please let us know by calling us at 800.442.2800.

Set Up Activity Alerts For Your Credit & Debit Cards

Setting up actively alerts on your debit or credit card can help you catch fraud the minute it happens and allow you to shut it down before it goes any further. If you see suspicious activity on your account, lock your card down immediately by logging into the Honor Mobile App and accessing Card Control from the “More” menu.

screenshot of a mobile phone showing the card control feature in the honor credit union mobile app

Learn How Honor Helps Protect You From Fraud

Learn how we will contact you if we suspect fraudulent activity, how to easily set up card control, and more!

Don't Download Suspicious Files

Opening files attached in texts or emails can be extremely dangerous. Fraudsters often disguise themselves as a company or organization you use often, such as your financial institution, phone company, or delivery service like FedEx. Clicking on links from an unknown source can open you up to malware and viruses on your device as well as provide them with access to your personal information.

Always Remember: When in doubt, throw it out!

Never Send Money To An Unknown Source

If you’re asked to transfer money to someone you don’t know, chances are you’re in the middle of a scam. While this could be disguised as a trusted company on the phone or a friend on social media, look for all of the signs that point to this being illegitimate and stop the conversation immediately.

Closely Monitor Your Credit Score & Report

Credit monitoring can help you spot errors or signs of identity theft so you can take the steps to quickly address them. As a perk of being an Honor member, you have access to check your credit score for free 24/7 within online banking and on the Honor mobile app.

CHECK YOUR SCORE: Learn how to check your credit score in online banking & the mobile app

We also recommend pulling your credit report from www.annualcreditreport.com. You are allowed one free pull each year.  

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