Cash Your Checks At Home With Mobile Check Deposit

photo of someone taking a picture of a check using their mobile phone

By Courtney Hennen | Honor CU

It’s 2020, and while sadly we still don’t have flying cars, we have the technology to allow us to do so many things virtually. And, I’m talking about more than just video chatting your friends and family to stay connected while practicing social distancing.

Did you know you have the option to do most of your banking right from home by using mobile and online banking?

Honor’s mobile app, and online banking allow you to transfer money, pay bills, apply for loans, check your balances, report cards stolen, and so much more. My personal favorite is Mobile Check Deposit, which is the ability to cash your checks from your mobile phone for FREE! All you have to do is snap a picture.

When I receive a paper check, I ALWAYS forget to deposit it. With Honor’s mobile check deposit, I never have to worry about getting to a member center during business hours. I can deposit my check anywhere, anytime.

You mean I don’t have to leave my house to deposit a check?

That’s right! You can kick your feet up, deposit your check right from the comfort of your couch, and receive your money within minutes.

If it’s after 5:00 pm on a Friday and you realize you didn’t make it down to a member center to cash your check, don’t worry! Just login to Honor’s mobile app, click “Deposit Check,” follow the simple steps to snap a picture of the front and back of the check, and BOOM, you’re done! It doesn’t matter what time of day it is; your money should be in your account and available to you within minutes (a potential review of the transaction might cause a brief delay in the availability of the funds).

While mobile check deposit is always a convenient alternative, the current Stay Home, Stay Safe Executive Order has made it more important than ever to have virtual banking options like this available, and we want to keep things simple for you.

Not enrolled in Remote Deposit Capture yet?

No problem! Here’s how to do it:

  • Download the Honor app
  • Tap Move Money
  • Tap Deposit Check
  • Enrolling is FREE!

Please Note: To avoid any delay, please be sure to include “For HCU Mobile Deposit Only” when endorsing the check.

If you need help enrolling or setting up mobile check deposit simply give us a call at 800.442.2800. To view answers to frequently asked questions about remote deposit capture, click here.

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