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Equity
Calculator
See How Much You Can Borrow
Use the calculator on this page to determine how much equity you have in your home, and how much you could borrow to pay for home improvements, go on vacation, pay for a major life event, or another big transaction.
Home Equity Rates
Home Equity Rates
| Type | RateAs Low As | APR* |
|---|---|---|
| 5 Year Fixed | 6.750% |
8.018% |
| 10 Year Fixed | 7.000% |
7.687% |
| 15 Year Fixed | 7.500% |
7.999% |
| Advantage HELOC | 4.990% |
4.990% |
| Traditional HELOC | 4.990% |
4.990% |
| Interest-Only HELOC | 4.990% |
4.990% |
| Rates accurate as of Dec 21, 2024 | ||
| *APR = Annual Percentage Rate. All loans are subject to credit approval as well as program terms and conditions. Exact rate and fees offered may vary and are based on credit worthiness, term, collateral, and loan to value. Rates shown are based on the refinance of a primary residence, with a $10,000 loan amount, estimated closing costs of $300, CLTV of 80% or less, and a credit score of 730 or above. Rates quoted include a 0.25% discount for applicants with a new or existing Honor Credit Union checking account with direct deposit. The initial promo (discounted) rates will not be reduced 0.25% with checking account and direct deposit. Discount will be applied after 1 year promo period expires. Posted rates are indications only and are subject to change without notice. Other rates available for other LTV and credit score ranges. Normal underwriting guidelines apply. All loans are subject to credit approval as well as program terms and conditions.
Payment Example: $10,000 at a rate of 6.750%, 8.018% APR for 5 years equals $196.83. This payment example consists of principal and interest only and does not include any additional fees or costs. Your actual payment may be higher. |
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