Business
Checking
Accounts
Three Options to help your business
We understand that as a business owner, you don’t just clock out at the end of the day. Your business is on your mind constantly. Choosing the right checking account shouldn’t be on your to do list. We offer three business checking accounts. Let our business team help you choose the account that works best for your unique business.
Free
Online Banking
Free
Debit Card
Free Transfers
& Bill Pay
Local Experts
Ready To Help
Compare Checking Accounts
Free Business
- No minimum balance fees
- No annual fees
- Free online banking & e-statements
- Free debit card
- Free auto transfers & Bill Pay
One of our local business experts can help you
open a checking account
Accelerate Business
- Earn 1.00% APY* on balances up to $100,000
- No minimum balance, or annual fees
- Free online banking & e-statements
- Free debit card
- Free auto transfers & Bill Pay
Business Advantage
- Earn interest with $2,500 balance
- No annual fees
- Free online banking & e-statements
- Free debit card
- Free auto transfers & Bill Pay
Get Started
One of our local business experts will help you from start to finish.
Accelerate Business Checking
Our Accelerate Business Checking is the ideal account for both businesses large and small that are looking to earn a substantial rate of interest on their everyday balance. By meeting a few basic monthly requirements, you’ll be putting more money back into your business.
Earn 1.00% APY* On
Avg. Daily Balance
Free
Online Banking
Free
Debit Card
Free Transfers
& Bill Pay
One of our local business experts can help you
open a checking account
Interest Earnings Calculator
Use this calculator to determine how much interest you will earn each month, or after one year, based on your average daily balance.¹
*$25 minimum opening deposit required. 1.00% APY earned on balances of up to $100,000.00. Requires e-Statements, minimum of five incoming or outgoing ACH transactions and minimum one monthly online banking login per month to earn 1.00% APY. If any of the monthly requirements are failed to be met, monthly interest for that period will not be accrued. One account per business member. Fees may reduce earnings. Annual Percentage Yield (APY) as of 02/24/2020; Rate is variable and may change after account is opened. Insured By NCUA. ¹Interactive calculators are available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Business Advantage Checking
With a Business Advantage Checking account, you will earn interest on your average daily balance. You won’t pay any annual fees, and you have 24/7 access to online banking and free automatic transfers and bill pay. By meeting a few basic monthly requirements, you’ll be putting more money back into your business.
Interest-Bearing
Account
Free
Online Banking
Free
Debit Card
Free Transfers
& Bill Pay
One of our local business experts can help you
open a checking account
Business Advantage Checking Account Rates
| Amount | Interest Rate | APY* |
|---|---|---|
| $2,500.00 - $9,999.99 | 0.050% | 0.05% |
| $10,000.00 - $24,999.99 | 0.100% | 0.10% |
| $25,000.00 - $49,999.99 | 0.150% | 0.15% |
| $50,000.00 - $99,999.99 | 0.200% | 0.20% |
| $100,000.00 - $249,999.99 | 0.250% | 0.25% |
| $250,000.00 + | 0.300% | 0.30% |
| Rates accurate as of Nov 21, 2024 | ||
| *APY = Annual Percentage Yield. $25 minimum opening deposit required. Rates are variable and subject to change without notice after account is opened. Fees can reduce earnings. Federally insured by NCUA. | ||
Business Debit Cards
Utilize a debit card with either of our business checking account solutions to access your money where and when you need it.
- Enjoy FREE access to over 35,000 ATMs nationwide
- Lose your card? Get a replacement at most member centers
- Load your card into your Digital Wallet on your phone
- Enjoy 24/7 fraud protection and card support
Business Checking FAQs
- Beneficial Ownership is a rule from the Financial Crimes Enforcement Network (FinCEN), under the Bank Secrecy Act, which requires all covered financial institutions to collect and verify from certain non-exempt legal entities specific information about the beneficial owners of the entity at the time a new account is opened. The intent of the Beneficial Ownership Rule is to assist authorities in counteracting money laundering, tax evasion, and other financial crimes.
- FinCEN requires all financial institutions to begin collecting the required information for new accounts opened no later than May 11, 2018.
Yes, you can have up to 9 checking accounts under your EIN or SSN.
Yes, we do! Please contact our Business Team for more information about Public Funds options.
